Ben Stein really is one of our hero's concerning investing and retirement planning.  His advice is simple and straightforward.  We have one more of his books to give away this month-so send us an e-mail!

Here's his recent Yahoo finance column: Six Key Principles of Saving for Retirement

Remember the Basics

These are basic principles to be sure, but they're vital. The three most important to remember are: 1) Start saving for retirement when you're young; 2) Save as much as you can; and 3) Maximize your returns by using index funds with low costs and high diversification. (Diversification and time are probably the investor's best friends.)

It may sound simple, but it isn't easy. If you're diligent, though, you'll be well on your way to that house on the fairway.